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How to Securely Use a Credit Card Online

August 27, 2009 | In: Banking, Internet, Personal

Credit Card

Secure Online Use of Credit Card

Sending vital information, most especially your credit card information can be dangerous. Here are tipz on how to securely use your credit card if you are making payments online:

Ask your bank if they can provide a special credit card for online use. They have extra security features such as recipient verification and text conformation.

Make sure that the website you are visiting is a secure one. A link that begins with “https://” is secure.

Explore other methods of payment such as using intermediary services like PayPal or Xoom.

Never send your credit card number by email. Emails can be searchable for key words. Besides, bank and credit card companies never ask customers to respond to email communication or a link sent via email. If you have doubts about the credibility of an email sent to you supposedly by your bank or credit card company, you can always call them for verification.

Check your credit card statements carefully so you can inform your bank of questionable transactions. Suspend or deactivate your credit card to prevent further fraudulent use.

Always clean your Internet browser’s cache and cookies. Close out or sign out completely after every transaction, especially if you are using a not-so-secure connection.

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  5. How to Know If You’re a Victim of Identity Theft

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