Moneysaving Tips #1
How to make an extra $20-$30 a month
easily!
Start bringing your own lunches to work and make your morning coffee at home,
instead of the drive through. Start putting away the money you used to spend
buying coffee and use it to pay off debt.
How to Save a
$1000 a year!
Figure out how much you'd save each year by quitting smoking or drinking. A pack
a day is $1000 a year or more. And so is 5-7 drinks a week.
How to Save on
Your Phone Bill
Call your phone company and ask them to evaluate your plan. If you never
specified a calling plan you could be paying 2-3 times more than necessary.
What's the Biggest Markup Item in a
Restaurant?
The drinks! A soda costs the restaurant about 5-10 cents and they charge you
$1.50 or more! To save money, order water instead. If you dine out once a week,
you'll save $75-$100 per year this way!
How to Save $1000's
on your Mortgage.
Look into Refinancing, try to make two Mortgage payments a month instead of just
one. Check your payments to make sure you're not being overcharged,
there's a 1 in 10 chance you're overpaying on your Mortgage.
Save Money By
Purchasing Bank Stock
Inquire at your bank if they offer special deals for shareholders. Many banks
do. If they do, you can purchase a single share of their stock and get great
money saving deals.
Don't Change Coins At Grocery Store
Machines
Don't empty your change jar at the machines located in grocery stores. These
machines charge as much as 8% just to change your money. Your credit union will
do it for free or just use the change to buy your groceries directly.
Make Extra Money
With Auctions
If you have items you no longer need or want, consider selling them on auction.
You can do it yourself or have someone do it for you for a small fee. Either
way, you get extra cash for something you'd otherwise throw away.
Use Internet Grocery Coupons To Save
Money
You don't have to spend money for a Sunday newspaper just to get the coupons.
You can print the same coupons that come in your Sunday paper off the Internet
as many times as you want from
http://www.smartsource.com and
http://www.valpak.com for free.
Get Your Credit
Report For Free On The Internet
The Federal Trade Commission has set up a website in conjunction with the three
main credit reporting agencies (Equifax, TransUnion and Experian) where you can
get your credit report from each agency once a year at at no charge. Visit
www.annualcreditreport.com to get your free credit report.
